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8 Best Investment Apps in Nigeria 2022 That Makes Your Money Work For You



8 Best Investment Apps in Nigeria 2022


8 Best Investment Apps in Nigeria 2022 That Makes Your Money Work For You

Are you looking for the best investment app to invest your money in? if your answer is yes, then you are at the right place as we will be walking through the best investment app that will make your money work for you in 2022, so keep reading.

In recent years, research has shown that investors are investing more online through various investment apps due to the kind of security and convenient services these apps offer.

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These apps tend to make it easy for investors to invest through their great user-friendly interface and you don’t even need to be an expert before you can invest in these apps because their support team works 24/7 to ensure they solve any problem you encounter when using their app.

Before we move ahead, let us understand what is investment app

What are Investment Apps?

Investment apps are simply mobile apps or investment platforms that allow individuals, whether experts or beginners to save money with the option to invest and also track their investments. Individuals can invest in stocks, mutual funds, or the Agric sector, depending on the app and what they offer.

8 Best Investment Apps in Nigeria 2022

1. Cowrywise

Cowrywise is the first on our list, this app helps you easily plan, save and invest online with a strong interest rate.


With Cowrywise, you can invest in low, medium, and high-risk investments. Some of these investments include mutual funds and money market securities offered by third parties.

They offer 10% saving interest, so you earn while saving your money with them. Their investment interest varies from time to time. To invest, you create an account with them, then you download their android app or the iOS app.

Benefits of Using Cowrywise

  • You can create as many savings plans as possible
  • Flexibility in funding your Cowrywise account with any Nigerian bank (either manually or automatically from your bank account.)
  • Free advisory service
  • Up to over 15% returns on investment
  • Allows you to invest in different types of mutual funds
  • Cowrywise does not charge any SMS fee or account maintenance fee.
  • The systematic Investment program allows you to invest a fixed amount regularly into a mutual fund daily, weekly, or monthly.

2. PiggyVest

Piggyvest is a savings and investment platform by enables you to save responsibly and invest on the go.

You earn both in saving money and investing in the app. They offer 10% – 15.5% interests on savings and over 25% return on investments.


In Piggyvest you can co-invest in guaranteed fixed-income investments with other users and with the help of their safe lock feature, you can lock your funds so you don’t have access until your set date. You also earn over a 13% interest rate. To invest, you need to create an account with them, then you download the Piggyvest app on the android or iOS version.

Benefits of Using Piggyvest

  • The investment plan allows you to earn nothing less than a 25% interest rate over your capital.
  • Gives you the flexibility to earn while saving. You earn between 10% – 15.5% interest rate over your funds
  • Has a referral programme that allows you to earn by referring friends to PiggyVest.
  • With the Autosave option, you don’t have to log in to save money. This is done automatically from your debit card.

3. i-invest

i-invest allows you to invest in treasury bills and Eurobonds from your mobile phone with ease. You do not need a broker. All you have to do is download the app, register, log in and invest!

Benefits of Using i-invest

  • Medium risk
  • Resources to help investors

The app is available for android and iOS users.

4. Trove App

Nigerians have found it difficult over the years to invest in US stocks but with the help of Trove App, Nigerians are now able to buy US stocks, Chinese and Nigerian stocks direct from their mobile phone.

With Trove App you can invest as little as 1,000 nairas and it features big companies such as Jumia, Dangote cement, Netflix, Microsoft, etc. You can download the app both on Android and iOS app.


Benefits of Using Trove App

  • Offers a flexible capital investment rate
  • A one-time fee of $5 is required to open a US brokerage account
  • Allows you to automate your investment by linking to your debit card

5. Bamboo

Bamboo which is also referred to as investbamboo is an investment app that allows you to buy and sell hundreds of Nigerian and US stocks at your fingertip.

Investbamboo allows you have access to over 3,000 stocks listed on Nigeria and the US stock exchange directly from your mobile app.

You can fund your account both with Naira or dollars and their app is fully launched in Nigeria as one of the best investment apps in the country. To invest, you will create an account with them, then you download their Android app or iOS app.

Benefits of Using Bamboo

  • The flexibility of funding your account with both Naira and dollars
  • Unrestricted access of over 3000 Nigeria and US stocks
  • Bamboo gives you a clear picture of your portfolio’s performance, so you can adjust your positions.
  • Bamboo offers bank-level security and is also protected by NG & US SEC (Securities Exchange Commission).

6. FarmCrowdy

As the name suggests, FarmCrowdy is an investment app that allows you to invest in agriculture. They are the leading agribusiness platform in Nigeria that offers you the best tool and environment to invest in agriculture.

You don’t really need to be involved in the running of the farm, just invest and they will take care of the rest.

Their mobile app helps you track and manage your investment. To invest, you will create an account with them, then you download their Android app or iOS app.

Benefits of Using FarmCrowdy

  • Offers flexible payment options for investors
  • Farmcrowdy provides insurance cover over your initial capital in order to reduce the risk of losing your investment
  • The investment duration ( farm cycle) runs from 5 months to 12 months)

7. ThriveAgric

ThriveAgric is another agricultural investment app that enables you to empower farmers and make your profit.

Your invested money is put into a farm and your investment duration depends on the farming cycle. All you need to do to start is download their app to Android Play Store or Apple IOS store.


Benefits of Using ThriveAgric

  • Investors are allowed to visit the farm only after giving a week notice of their coming
  • Updates of farm produce are sent to investors every month
  • Offers a user-friendly interface on the app
  • Insures investors capital with lead way, so if there are any cases of damages or whatsoever; your funds will surely return back to you

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8. AfrInvestor

Afrinvestor is an online investment platform, they offer online trading services include trading tools, trading support, and comprehensive investor education.

With the help of the Afrinvestor app, you can have access to trade Nigeria stocks with your smartphone at the comfort of your home and make your profit. You can download their app on Android Play Store and Apple iOS store

Benefits of Using Afrinvestor

  • Offers live equities trading that allows you to see live prices of stocks and also bid for offers
  • Provides a dashboard to track your investment both fixed and equity
  • Afrinvestor is free (apart from commission) and supports all countries
  • Creating an account with Afrinvestor is free and does not require any initial deposit


Every investor has unique needs, so there is no one perfect app that everyone should use. Instead, it’s best to look at your personal finances and also your investment skills.

8 Best Investment Apps in Nigeria 2022 That Makes Your Money Work For You



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