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GTBank QuickCredit Loan For Small Business (Get Upto N10M) | How To Apply



GTBank QuickCredit Loan For Small Business

GTBank QuickCredit Loan For Small Business (Get Upto N10M) | How To Apply

If you are an entrepreneur in Nigeria and need a loan to boost your business, then GTBank QuickCredit Loan For Small Business offers you the opportunity to acquire that loan as we will be walking you through the requirements and all you need to apply.

The Guaranty Trust Bank PLC, abbreviated a GTBank, is one of Nigeria’s best multinational financial institutions and top leaders in banking services. The bank offers diverse services that include online/internet banking, retail and cooperate banking, loan services, asset management services, and investment banking.

You may also want to read SMEDAN BOA Matching Fund Loan (Get Upto N5m)

The GTBank QuickCredit Loan For Small Business is a time loan product aimed at financing the working capital (i.e funds needed for day-to-day needs) of SMEs in the Education (creche, primary & secondary schools) and Healthcare (Hospitals, Retail Pharmacies, and Diagnostic Centres).


What’s in it for You

  • Eligible to prequalified customers
  • 1.5% per month (16% per annum)
  • Customers can access up to 50% of the average annual turnover
  • Loan tenure is 6 months (12 months for schools)
  • You can open a corporate account and operate it for 12 months before applying for the credit facility


  • Funds are disbursed instantly
  • Eligible customers can apply via GAPs/GAPslite platform
  • Repayment is structured in two ways: Monthly interest payments and quarterly principal repayments (option is only available for schools) Equal monthly repayment of principal and interest

You may also want to read How To Get Interest-Free Loans in Nigeria (Full Guide)

How to Apply

Interested and qualified applicants should kindly click here to apply online

Some Frequently Asked Questions

What is QuickCredit for Small Business?

It is a time loan product aimed at supporting the working capital needs of SMEs within the following sectors:

  • Education (Creche, Primary, and Secondary)
  • Healthcare (Hospitals, Clinics, Retail Pharmacies, Patent Stores, and Diagnostic Centres
  • Trade
  • Service

What is the minimum loan amount?


What is the maximum loan amount?

N10,000,000.00 (terms and conditions apply).

How can I access QuickCredit for Small Business?

Available on GAPS and GAPS Lite


What is the Interest Rate

The interest rate across the board is 1.5% per month (18% p.a.).


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